Document Required
(1) 5 recent Passport Size Photographs (Valid up to lat six month captured)
(2) Last two month Pay Slip
(3) Address Proof
(4) I.D. Proof
(5) 2 Stamp Papers of Rs. 50/- in favor of applicant
(6) Bank Statement of last six month
(7) File Charges��..
Documents Valid As Address Proof :-
The company accept following document from the client side in the case of loan :
(1) Rashan Card
(2) Electricity Bill
(3) Mobile Bill
(4) Land Line Bill
(5) Passport
(6) Mool Niwas Patra
(7) House Tax Slip
(8) Water Bill
(9) Gas Bill etc
Documents Valid As I.D. Proof
(1) PAN Card
(2) Voter Card
(3) Driving License
(4) Job certificate (at present) issued from company in which works
(5) College Identity Card
(6) Etc.
Documents of Guarantors Required
(1) 5 Recent Photograph.
(2) Address Proof.
(3) I.D. Proof
(4) Processing Fee (According to amount loan)
(5) Rate of Interest (R.O.I.) 5% P.A.
(6) E.M.I. (according to tenure & amount of Loan)
In case of Government Guarantor and private Limited
(1) 2 Months pay slip/Bank pass book photocopy.
(2) H.O.D. & Salary in charge signature along with his/her stamp on official undertaking Bond page no. X2 is a compulsory.
(3) 6 stamp paper of Rs. 50/- in favor of Guarantor. With name, address, father name & city with Pin. No. (these must have a signature & Thumb impression and Public Notary)
(4) One photograph of each family member (above 18 years) only in case of private limited guarantor)
(Above mentioned Terms & Conditions may change from time to time as per firm/company policy without any prior information)
(1) Disbursement of loan will be subjected to the condition at the time of disbursement.
(2) Final approval/section will be issued subject to fulfillment of existing terms & conditions of apply/search Report Compulsory.
(3) Only 50% of net salary of Government Guarantor can be treated as EML.
(4) Net Salary of Government Guarantor must be double from the E.M.I. of loanee, if salary of Government Guarantor is less than double, then amount will be reduced.
(5) Advance E.M.I. installment will be recovered from all the application/loanee, if application depositing their E.M.I. without bouncing till completion of Loan. On demand, company can provide loan equal to double in future in case a single bouncing, this facility will not b application then.
(6) Company will accept only those application & Guarantor whose age should be 18 to 60 years.
(7) In case of Property Guarantor, the Property of any Blood relative will not be accepted.
Paper for self employed youth having own business already
(1) ID, Address Proof
(2) Bank Statement Last six months
(3) Business project report
(4) Shop rent agreement rent receipt
(5) IT R at last two or three years.
Paper for unemployed youth:
(1) Education certificate
(2) ID address proof.
(3) Bank account number with statement.
(4) Business project report of newly established.
(5) Business with balue.
(6) Rent agreement of shop/cant receipt owner of shop.
Loan available as per qualification :
(1) 8 th pass up to 2 lack one guarantor.
(2) 10 th pass up to 3 lack one guarantor.
(3) 12 th pass up to 5 lack one guarantor.
(4) Graduate pass up to 10 lack three guarantor.
Note : – above mentioned terms & condition may change then time to time as per company/firm policy without any pries notice.